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 Qualifications of Brian B. Barnwell 
 
      
      Personal:          Born September
         14, 1946; Los Angeles, California      U. S. Citizen      Married, three
         children    Professional Affiliations:     
         Appraisal Institute, Former Senior Real Property Appraiser, SRPA      Appraisal Institute, Santa
         Barbara Chapter, Past President
      Santa Barbara City Council, Past Member
  
            Planning Commission, City of Santa Barbara, Past Member & Chairman
      Santa
         Barbara City College Business School Teaching Staff, retired
      Founding and Current
         Member, Santa Barbara Council of Real Estate Appraisers 
   
      
      State Certification and Licensing       State of California,
         Certified REal Estate Appraiser, General Category           Designation: 
         SCREA, No AG 001507      State of California, Licensed General Contractor, retired, No B-540-380  
            State of California, Teaching Credential, Junior College Level, Real Estate Appraisal     
         Former Instructor, Real Estate appraisal, Santa Barbara City College  Education   
            Graduate, University of California, Santa Barbara           Bachelor of Arts
         Degree, English Major; Economics, Minor      Numerous courses at college level and continuing education
         attendance at various courses,            sponsored by professional organizations
         and educational institutions  Experience       Experience
         in all types of real estate appraisal work including commercial, industrial, residential,      
         agricultural, special purpose, feasibility analysis, proposed construction, leasehold and leased fee.
 Court Testimony      Qualified expert witness in Santa Babara Municipal
         Court, Santa Barbara County Superior Court,       and in United States Federal Bankruptcy Court
         
 
      
      Partial List of Clients      Lenders:            
         Bank of america, Wells Fargo, Citicorp, Chase, Santa Barbara Bank & Trust          
         Bank of Montecito, American Rivieria Bank, etc       Corporations:       
             IBM, General Motors, AT & T, Ford, McDonnell Douglas, Prudential,        
           Weyerhauser, etc      Government:           U.S.Postal
         Service, U.S. Forest Serice, Los Angeles City Schools, Santa Barbara City           Schools,
         City of Los Angeles, City and County of Santa Barbara, Resolution           
         Trust Corporation,  Federal Deposit  Insurance Corporation. FNMA, FHLMC |